Happy New Year!!!!

May all your cash flow dreams be realized in 2010!

Live for today . . .

. . . but not at the expense of tomorrow!

Happy Thanksgiving!

Have a great day everyone!

Whoa!!!!!!!!!!!!!!!!!!!!!!!!!!

Where have I been? Well, I've been on Facebook and LinkedIn. Amazing how fast the time goes. So, it's time to help you keep focused on staying within limits for your holiday shopping expenses. It's the thought . . . remember? Hand-made cards? Favorite cookies? Crochet a scarf? You get the idea? Even a hug will do!!!!

Conversation with your kids

There is no doubt that our kids learn from not just what they hear, but what they see. What have they seen lately about how you are handling your family's expenses? Think about it! One of the greatest rewards as a parent is seeing our children grow up with the sense to make wise financial decisions. Let's help them learn those lessons now.

Cash for Clunkers

Some people don't like the idea. Some people love it. No matter what one thinks, this program exists. If you NEED a new car, and can AFFORD the new payments, check out www.cars.gov for the details. Remember, just because you will get some financial help, you still need to pay the monthly payments. Is this a need or a want? Do you have the cash flow? THINK for a few minutes/overnight before making this large decision!

So what DOES CoachAmerica's coaches do for you?

“Your personal trainer for your wallet!”

• Accountability
• Inspiration
• Resources
• Techniques
• Stay Focused
• Assists with your financial plans
• Good habits are formed

Computerized financial tracking software

• Debt elimination date
• Tools to identify your debt
• Gives you a picture of your retirement planning
• Documents your financial goals
• Accountability record

Curriculum

• Tool to keep you on your financial path

Personable coaching

• One-on-one coaching via telephone
• Convenient to your busy schedule

Independence Day Celebrations!

Where are you going to show your patriotism? Even at home you can show it! Is Old Glory flying? Visit your local PBS station to enjoy the excitement! www.PBS.org/capitolfourth/. Happy, happy, happy Independence Day!

What competition! FB, Twitter, this blog . . .

Whoa! I have been spending so much time keeping up with Facebook and Twitter, that I nearly forgot about posting to this blog. That is just unacceptable. Thinking I'm going to have to delegate some of these responsibilities. But I just love communicating so much! Are you following us on Twitter? Go for it! www.Twitter.com/wecoachamerica. See you there!

CoachAmerica Sponsors Hometown July 4th Celebration!

CoachAmerica just became the Platinum Sponsor for the July 4th celebration in Emmett, Idaho. It is also Emmett's 100th birthday. We are so excited to be part of our hometown celebration!!!!!

Are your kids getting ready for the summer?

What are they planning to do to help with the cash flow of your family? Recycling cans? Doing the neighbors' yards? Volunteering with the local senior center? Okay, so that doesn't help with the cash flow, but it certainly teaches them how to help and care for others! How about working part-time, just a couple of hours a day, a few days a week, with a local business office doing their filing, errands, etc.? Just a few thoughts! What are your ideas?

Are you staying the course?

Are you on the track you want to be on to get your financial house in order? Need a Jiminy Cricket on your shoulder? We are here to help you! Remember our slogan . . . . "Your Personal Trainer for Your Wallet!" Let's get going!

Getting a tax refund?

Have you thought about all your options as to where to spend that refund? Should you need some UNBIASED assistance with your thought process, just let CoachAmerica know and we will gladly help you!!!!!

Which credit card do you pay off first?

If you follow our simple steps, you are assured to find out which card to pay off first. It may surprise you that it just might not be the card you would have paid off first. WE WANT TO HELP YOU! Let us!

Are you signed up for our monthly newsletter - Quick Tips?

Please make sure you let us know your email address so you don't miss out on our informative newsletter! We can assure you that you WILL get some fabulous information each and every month!

Is caregiving for a family member affecting your home?

Please visit the American Association for Long-Term Care Insurance (www.aaltci.org) for valuable assistance and resources. As a member of this great association, I am very excited that the leadership is extremely proactive in educating the consumer. THAT is what CoachAmerica is all about . . . bringing knowledge to you!

Wow!

I sure have waited awhile to do a new post. Not good!!! Life got in the way, I guess. Bad excuse! Cannot achieve my goals if I don't put basic steps to get there on the top of my priority list. So, what one step did you need to take yesterday that you didn't take? Let's do it then!!!!!!

What did you do today towards your goal of increasing cash flow?

Well? Did you contact your mobile phone carrier and research a better plan for your specific needs? Did you contact your cable/satellite carrier to review your options . . . reduce pay channels? Did you lower your thermostat by a few degrees to lower your energy bills? Share with the rest of us your accomplishments. There are lots of ways to increase your cash flow. What are yours?

"Boundaries with Teens: When to say Yes, How to say No"

In our December e-newsletter, I recommended the book "Boundaries with Teens: When to say Yes, How to say No" by Dr. John Townsend. Have you obtained it yet? Do you have some challenges saying no to your children? To your spouse? Someone needs to make the tough decisions regarding spending for the family. Will it be you?

Are you getting your copy of Quick Tips?

Every month, we email out a newsletter called Quick Tips. Fun and easy ways to help you get inspired. Don't forget to forward the newsletter to those in your life that you feel will benefit by the quick ways to make your financial life better. In this month's newsletter, you will meet Tightwad Tod. Already, Tightwad is getting quite a few new visitors. I just love the name "Tightwad". I have a gift for the first person to reply to this blog. One year's subscription to ConsumerRepots.org. This way you'll benefit even more by Tightwad Tod and other great ideas from ConsumerReports.org. Happy savings!

Clean the Slate for a New Year

Those of you who receive my monthly Quick Tips newsletter, already know about "Feed The Pig". The following is from "The Pig". FANTASTIC suggestions!!!

With the start of a new year comes the chance to leave behind any bad money habits from 2008 and start fresh with your financial goals. One of the most important things you can do to jumpstart the New Year is to take time to assess your finances. Here are some simple tips to set you on track for a financially successful year:

• If you can't afford it, don't buy it.
• Create a monthly budget and stick to it.
• Live within your means: evaluate your finances, and cut back on unnecessary expenditures. This can dramatically reduce your incurred debt.
• Keep up to date with your monthly payments, such as those for a student loan and mortgage. Missing a single month could cost you thousands of dollars in interest down the road.
• Reassess your life and car insurance policies. You could potentially save money by switching to a different company.

Commit to these and other positive financial behaviors. In one year from now, you'll look back and commend yourself for setting those goals for a successful financial future. For more information, read eight steps for rebuilding your finances.

Share your ideas! Visit www.FeedthePig.org and sign-in or create
a new profile to post your 2009 Financial Resolutions.